Leasing a Car: Pros & Cons

When you ask, “Should I lease a car?” you likely hear one of two words: "Do" or "Don't.’ That makes it difficult to decipher the pros and cons of leasing a vehicle. The answer to the question, like many financial decisions, depends on a host of individual details including price, terms, driving record, insurance history and more. Misinformation and...

The Hartford: What is an Auto Insurance Score?

An insurance score is a score calculated from information on your credit report. Your credit information is supposed to be predictive of future accidents or insurance claims, which is why...

A solution to the uninsured mortorist problem

Illinois Mandatory Insurance Verification The Illinois Secretary of State is now monitoring all registered vehicles in IL, for car insurance. All car insurance companies must now comply with...

Understanding your Insurance Deductibles

Deductibles have been an essential part of the insurance contract for many years. Understanding the role deductibles play when insuring a car or home is an important part of getting the most out of...

Illinois Auto Insurance and GAP Coverage

Illinois Auto Insurance and Guaranteed Auto Protection "GAP Insurance". When purchasing or leasing a new car it is important to make sure that you have the proper insurance.  One option that needs to...

Your College Student & Insurance

Got Kids in College? Better Get Insurance. When we look for coverage to extend for a student away at school the first question is: Is the student a member of the household? Home and Auto Insurance...

3 Insurance Misconceptions

Misconception 1: “I have an umbrella policy, so I’m covered for everything.” Though the intent of a personal umbrella policy is to provide an additional layer of liability protection on top of...

Why Your Car Is More Likely To Be Totaled

Soaring Cost Of Parts Means Your Car Is More Likely To Be Totaled In An Accident Not only are new vehicles becoming more expensive than ever – when last we looked, the average transaction price was in...

If you’ve ever wondered why your car insurance rates go up, your answers are here.

You probably don’t smile when you pay your car insurance bills. You might think about how those dollars could send you to Cancun or Punta Cana. If you’re in a particular mood, you might call or...

Deer are Romancing

As deer-mating season gets into full swing, Illinois motorists should be prepared to see more Bambis in the roadway, according to transportation officials. Vehicle crashes involving deer are...

2017 Hot Wheels Report

The National Insurance Crime Bureau (NICB) today released its annual Hot Wheels report, which identifies the 10 most stolen vehicles in the United States. The report examines vehicle theft data...

8 Insurance Claims that Increase in the Fall

As the seasons change, so do the types of claims adjusters see. Falling leaves create a skidding hazard for unwary drivers. Running deer and other wildlife rarely bother to look both ways before...

5 Essential Tips on Making Your Car Last

Just because you’ve had your car for quite a few years and racked up 100,000 or more miles doesn’t mean it’s time to send the car to the junkyard. The fact is, if you treat your car like your baby...

Nationwide: 3 Ways to Save on Teen Car Insurance

For parents, having a teen driver in the house can be cause for mixed emotions. On the one hand there’s the added freedom of having another driver who can run errands and no longer needs to be...

Our obligatory end of the summer blog post - Got Kids in College? Better Get Insurance.

Our obligatory end of the summer blog post... Got Kids in College? Better Get Insurance. When we look for coverage to extend for a student away at school the first question is: Is the student a member...

After-Marriage Checklist: What to Do After ‘I Do’

Congratulations! As anyone will tell you, marriage changes your life. But maybe a little less obvious is how getting married impacts your financial picture and changes your particular insurance needs....

EMC Insurance: New Technologies Complicate Windshield Replacement

EMC Insurance: New Technologies Complicate Windshield Replacement Auto windshields can be damaged in a variety of ways, ranging from rocks to storm damage, accidents to extreme temperature...

3 Ways the Insurance Industry Can Kick Distracted Driving to the Curb

Driver distraction is a leading cause of vehicle accidents. Nearly 80% of vehicle crashes involve driver inattention, according to research conducted by the Virginia Tech Transportation Institute....

15 New Cars To Avoid

New cars just aren’t what they used to be. No, we’re not getting all crotchety and decrying the evolution in styling and technological breakthroughs that have literally reinvented the automobile...

Does Auto Insurance Follow the Car or the Driver?

There are a few questions in life that are more confusing than their answers. The blanket query into whether or not insurance follows the car or the driver in a particular jurisdiction is such a...
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