What is errors and omissions insurance?

As you may know, business liability insurance covers losses related to bodily injury, property damage or advertising injury. But what happens, and who pays, when a printer neglects to catch a typographic error on a large order of engraved wedding invitations? Or when a computer consultant gives bad advice causing financial harm. Issues like these...

This is why a Clear Desk Policy is Smart for Every Business

We all have that coworker (or maybe we ARE that coworker) with the messy desk. Stacks of papers, post-it notes, pens, pencils, note tablets, folders, daily calendars, and any number of objects...

Business Identity Theft: An Emerging Threat

Individuals are not the only ones at risk of identity theft. Increasingly, businesses are struggling with criminal use of their identity for tax fraud, credit card and other financial fraud, as well...

Building Property of Others Coverage in Illinois

Illinois Building Property of Others Coverage in Illinois  I know I have talked about this in the past, but I have been running into a lot of leases recently that address this topic. I am seeing more...

Do You Know Your Pictograms?

Even though it’s been two years since OSHA adopted new chemical labeling requirements, EMC Industrial Hygienist Steve Shaffer has visited organizations who haven’t yet upgraded to the new...

EMC Insurance: 3 C’s for Safer Sprinkler Systems

Out of sight, out of mind is risky when it comes to sprinkler systems, says EMC Risk Improvement Engineer Kody Daniel. Because sprinklers are silently at the ready in case of an emergency, it’s easy...

How to Choose the Best Surveillance System for Your Business

On first glance, choosing a surveillance system is easy. Pick something in your price range, set up your cameras, and you're done. The problem is that the best surveillance system for one business may...

Transitional Task Ideas - How to Bring an Employee Back to Work Sooner

When an employee is off work due to an injury or illness, an effective return to work program can help you bring that employee back to work—in a modified capacity—as soon as they are medically able....

EMC: Designated Physicians Are Good for You and Good for Your Employees

Three workers were injured on the job. Although the injuries were not life threatening, the first worker immediately rushed to the emergency room for treatment. The second worker visited his...

Will Your Eyewash Station Be Ready When It’s Needed?

      Count to 15. That’s how much time a worker who suffers a chemical burn to the eyes has to locate an eyewash station. The first 10 to 15 seconds after exposure to corrosive substances or...

Fives Steps for Making the Most of Safety Data Sheets

Your most powerful resource in dealing with hazardous chemicals is the knowledge provided by safety data sheets (SDS). But to be effective, SDS must be kept up to date and easily accessible....

Unknown Hazards of Extra Riders

Regardless of the industry, workers who allow passengers to ride along on equipment intended to transport only one person are asking for an accident. However, some employees may not realize...

Get the Right Pair, Safety Sunglasses!

Sunglasses are not just for fashion or for the beach; they provide the necessary protection needed to block harmful ultraviolet A (UVA) and ultraviolet B (UVB) rays. A good pair of sunglasses...

Car Wash Safety

  Car Wash Safety Washing cars is something a lot of people have been doing since they were kids. With a little soap, a hose and a brush, washing a car is easy to do in your driveway at home. But...

Don't Have a Breakdown

Because your business depends on functioning equipment to operate and maintain revenue, a breakdown could be devastating. The threat of breakdown is increasingly prevalent because...

Propane Heater Ignites Gasoline Vapors in Deadly Garage Fire

Occasionally, our the Loss Control team at Pekin Insurance will come across an Auto Repair Shop that has a hot water heater or furnace installed on the floor of an Auto Repair Garage.  On those...

Machine Guard Safety

  Use Machine Guards Machine guards are designed to protect you when working with dangerous equipment. Unfortunately, many workers also view them as an inconvenience or an obstacle to the task at...

What is OSHA? And Why is it Important to Your Business?

  Why is job safety and health important? In 2011, 4,609 employees died from occupational incidents, and there were a staggering 3.1 million total recordable cases of workplace injury and illness. On...

The 6 Fundamental Techniques of Risk Control

If you’re a business leader, then you already know the importance of risk control. It’s imperative that your business has a formal policy to limit the loss of assets and income. Here are the...

Top 10 Most Common Workplace Hazards

10 Most Common Workplace Hazards Strap in your seatbelts and grab your helmets; it’s a dangerous world out there. No, we’re not talking about jungles or the outback. This blog is about somewhere much...
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